Fire and Allied Perils Insurance
Protection of Commercial Facilities and Buildings
"Your commercial building is not just a workspace; it is the embodiment of years of ambition and effort, and the fundamental pillar upon which your project’s stability rests. At Al-Irtiqa, we realize that risks do not seek permission before they occur. Therefore, we have designed a proactive protection system that transcends traditional insurance concepts, providing your buildings and commercial facilities with a steel shield against fire, explosion, lightning, and floods, as well as damages resulting from burglary or civil unrest."
"We do not merely offer you a compensation policy; we grant you 'Business Continuity.' Our comprehensive coverage ensures the protection of the building's structure, contents, and warehouses, along with advanced options for third-party liability towards visitors and neighbors. With Al-Irtiqa, you can focus on expanding your business and increasing your profits, confident that your real estate assets are protected by national expertise and a global vision."
"Make your building an impenetrable fortress against the unexpected, and elevate your investment security today.".
Insurance of Contents, Machinery, and Fiduciary Assets
"At Al-Irtiqa, we recognize that an organization’s strength lies not only in its walls, but in its assets, precision machinery, and the fiduciary trusts that form the backbone of daily operations. Therefore, we have designed our 'Contents Protection' policy to be the comprehensive solution covering everything within your facility; from office furniture and interior fittings to technical machinery, financial assets, and inventory."
This coverage provides exceptional protection against risks of fire, burglary by force, and damages resulting from water pipe bursts or accidental mishaps that may affect office, medical, and computer equipment. We don't just insure objects; we insure 'Operational Readiness.' We guarantee rapid compensation for damaged or lost contents, minimizing downtime and protecting your company’s fiduciary assets from financial erosion caused by sudden accidents.
"With Al-Irtiqa, your details—both small and large—are secure, leaving you free to focus on creativity and leadership."
Allied Perils Insurance
(Natural and Social Perils)
At Al-Irtiqa, we believe that true protection is being prepared for all eventualities; therefore, we have designed our 'Allied Perils' policy to enhance the security of your facilities against unexpected environmental and social threats. This policy covers damages resulting from natural disasters such as torrents, floods, and storms, as well as social unrest, riots, and malicious acts.
We provide you with 'Stability in a Time of Change,' ensuring your assets and projects remain safe from atmospheric and social fluctuations through flexible insurance solutions and rapid claims response. With Al-Irtiqa, you are ready for the future, no matter the circumstances.
Loss of Profits Insurance
At Al-Irtiqa, we know that a fire does not only consume walls and equipment; it threatens to incinerate years of effort and financial stability through the forced suspension of activity. Business interruption is the greatest and most draining loss for any organization, as expenses continue to flow while the revenue stream is completely severed.
Therefore, our 'Loss of Profits' policy provides a strategic shield for your budget, guaranteeing precise compensation for missed net profits and unavoidable standing charges—such as employee salaries, rent, and bank interest—resulting directly from a business interruption caused by an insured fire. We protect your 'Operational Readiness' and stand by you financially until your facility returns to its full production capacity, ensuring that any accident is merely a temporary setback on your overall path to success.