Microfinance
Loan Protection Insurance
"We act as a safety valve for the relationship between the lender and the borrower. This policy guarantees the repayment of the remaining loan balance to the financial institution in cases of the borrower’s death or total disability. We protect the borrower’s family from the burden of debt while ensuring the sustainability of the institution’s lending portfolio."
Financed Assets Insurance
"Whether the loan is for a sewing machine, an agricultural tractor, or small workshop equipment; we insure this asset against fire, burglary, and accidental damage. We guarantee that the 'means of production' remains protected, because the success of your small project is a success for the national economy."
Temporary Disability and Production Interruption Insurance
"We provide a vital safety net for small producers and entrepreneurs. This policy compensates for lost income or operational delays caused by a temporary disability of the business owner or unforeseen incidents that halt production. Our goal is to ensure your business survives the unexpected and bounces back stronger
Credit Guarantee
Insurance for Producers
"In today’s fast-paced business environment, the producer is the primary engine of the economy. However, expanding production and credit sales carries financial risks that can threaten institutional stability. Payment defaults or financial insolvency of buyers can paralyze the production cycle. At Al-Eirtiqa, we believe that producers should focus on quality and expansion, while we take charge of protecting their cash flows. Our 'Credit Guarantee' policy is the safety valve that secures your financial rights and ensures the continuity of your productive contribution."
