Engineering Insurance
Contractors' All Risks Insurance (CAR)
"Comprehensive coverage for construction projects, protecting buildings under construction against all sudden material risks. This includes third-party liability coverage to ensure work continuity until the final handover stage."
"Erection All Risks Insurance (EAR)"
"The Erection All Risks (EAR) policy stands as one of the most sophisticated engineering insurance solutions offered by Al-Irtiqa. It serves as the vital safety valve for construction and industrial projects that rely on advanced technology. This insurance aims to provide comprehensive and integrated protection for technical assets and heavy machinery, starting from the moment of arrival at the worksite, through all unloading, assembly, and installation processes, up to the most critical stages of testing and commissioning."
"The true strength of this coverage lies in its comprehensiveness; it is not limited to direct physical damage but extends to protect against human and technical errors that may occur during complex mechanical and electrical erection processes. Whether you are installing power generation turbines, constructing electrical substations, or building massive production plants, this policy covers risks of fire, explosion, burglary, and natural disasters such as flash floods and inundations—real-world challenges in the Sudanese field environment."
"Furthermore, our vision at Al-Irtiqa is distinguished by integrating Third-Party Liability within this framework, shielding both contractors and employers from the legal and financial consequences of personal injuries or damage to neighboring properties. We recognize that the 'Testing and Commissioning' phase is the most critical window in a project's lifecycle; thus, we design our coverage to absorb sudden operational stresses that could lead to costly failures. In short, we transform technical risk concerns into absolute operational confidence, ensuring project continuity and protecting investors' cash flows, so the wheels of production keep turning under the highest standards of engineering safety."
Machinery Breakdown Insurance (MB)
"At Al-Irtiqa, we understand that the failure of a single gear can halt an entire production line; therefore, we designed this insurance to be the safety valve for your mechanical and electrical assets. This policy covers sudden and unforeseen physical damage to machinery during operation or maintenance, including breakdowns resulting from operational errors, power surges, or internal technical faults not covered by standard fire insurance."
"We do not merely provide financial compensation; we guarantee a swift return to operations by minimizing forced downtime, thereby protecting your cash flows and market commitments. With Al-Irtiqa, your machinery is protected to operate at full capacity with absolute peace of mind."
Contractors' Plant and Machinery Insurance (CPM)
"On construction sites, heavy machinery is the primary engine of progress, and any accident can mean a complete project standstill and devastating financial losses. At Al-Irtiqa, we provide comprehensive protection for your equipment—including bulldozers, cranes, excavators, and road paving machinery—against sudden physical damage resulting from site accidents, overturning, or natural disasters."
"Our coverage goes beyond mere compensation for damage; it extends to safeguarding your investments during operation, rest, or even while in transit between sites. We guarantee swift claims processing to ensure your machinery returns to work as quickly as possible, maintaining your project timeline and cash flows. With Al-Irtiqa, your heavy machinery is protected to build the future with confidence."
